PERSONAL AND BUSINESS FUNDING

Capital that moves as fast as your business does.

TheFundinApp matches your business with real offers from our lender network in minutes — then hands you one clean dashboard to compare, choose, and get funded.

60+ lending partners
$1.2B+ funded to date
Same day funding available
Estimated funding
$85,000
3 offers ready
Application Funded

TOP MATCHES

Working capital line $25K–$85K
Term loan, 24 mo $40K–$60K
Revenue advance $15K–$50K
4.7/5 average partner rating Funded 18,000+ businesses since 2015 No fee to apply · No impact to credit score Licensed in all 50 states

Our portfolio of loan programs

Personal loans

Flexible personal loan options to help cover your needs, from unexpected expenses to major purchases.

Business start‑up loans

Smart funding options powered by AI to help turn your business idea into reality.

Business credit card stacking

Leverage AI to explore strategic business credit options and access the funding your business needs to grow.

Same day business funding

Fast, AI-powered funding options to help your business access working capital when you need it.

Equipment financing

Smart funding options powered by AI to help you finance the equipment your business needs.

Business term loans

Smart, AI-powered funding with flexible terms to support your business growth.

Business lines of credit

Flexible, AI-powered funding that gives your business access to capital when you need it.

All SBA loans

AI-powered funding solutions to help your business access the right SBA loan for growth.

And more

Explore more smart, AI-powered funding solutions tailored to your business needs.

Three steps, not thirty pages.

Most funding applications ask for a filing cabinet. We ask for the basics, then let our lender network do the competing.

1

Tell us about the business

Five minutes, no documents required to get started. Revenue, time in business, and what the capital is for.

2

Compare real offers

See rates, terms, and funding speed from lenders competing for your business — side by side, in plain language.

3

Get funded

Pick an offer and sign electronically. Many businesses see funds land within 24 hours of approval.

MOST REQUESTED

Working capital line

Draw funds as you need them and only pay for what you use. Built for businesses managing uneven cash flow month to month.

$10,000 – $500,000
Create Account
TERM LOAN

Fixed-term financing

A lump sum with a set schedule — for equipment, expansion, or a one-time investment with a clear payback plan.

$5,000 – $2,000,000
SBA

SBA-backed loans

Government-backed terms and lower rates for businesses that can wait a bit longer for a larger, cheaper loan.

$50,000 – $5,000,000
REVENUE ADVANCE

Merchant cash advance

An advance against future sales, repaid as a percentage of daily revenue. Approval in hours, not weeks.

$5,000 – $250,000
EQUIPMENT

Equipment financing

Finance the purchase directly against the equipment itself, keeping your other credit lines untouched.

$10,000 – $1,000,000

How much could you qualify for?

Give us a rough shape of the business and we'll estimate a funding range before you ever submit an application.

Your estimated funding range

$0 – $0

Estimates are based on aggregated funding data from our lender network and are not a guarantee of an offer or its terms.

$
Time in business
Estimated credit score

We'd been turned down by two banks before a friend mentioned TheFundinApp. I had three real offers to compare by that afternoon, and the money was in our account before the weekend.

Renee Castillo Owner, Castillo & Sons Landscaping

Questions, answered

Is TheFundinApp a direct lender?

No. We're a funding marketplace — we match your application against our network of lending partners and surface the offers that actually fit your business, rather than issuing loans ourselves.

Will checking my offers affect my credit score?

No. Getting matched with offers uses a soft inquiry that does not impact your credit score. A hard inquiry only happens if you choose to move forward with a specific lender.

How fast can I actually get funded?

It depends on the product. Revenue advances and working capital lines can fund in as little as 24 hours after approval; term loans and SBA products typically take longer due to underwriting requirements.

What do I need to apply?

Most applications only need basic business details and recent bank statements to get matched. Some lenders may request additional documentation once you move forward with an offer.

Your next round of funding is a few minutes away.

No cost to check your offers, no impact to your credit score, and no obligation to accept.

Get Started